releases two special Florida
Year-end CE Bundles
at an amazing price!
Up to $210 off!
Click here for the Health and Life CE Bundle
Click here for the Property and Casualty CE Bundle
OnLine Training Institute (OLT) is pleased to announce two specially-priced bundles of 24 hours of Continuing Education Insurance courses for all our former students and friends, all State-approved by the Florida Department of Financial Services (FLDFS).
The State of Florida requires you to take a 5-hour Law and Ethics update course every 2 years, specific to the license held. Our 5-hour Law and Ethics courses satisfy this requirement. We have bundled an additional 19 hours of CE to fill out your State-mandated Continuing Education requirement. You will choose your bundle below according to your license authority (Health and Life or Property and Casualty).
Most insurance agents are required by law to have 24 hours of CE credits completed every two years, this is a quick and easy way to get all your hours in one easy registration process at a great price! We've never offered a special deal like this, so register now!
The total price of these courses if bought separately runs around $185.00 for Bundle One (four courses), or around $245.00 for Bundle Two (six courses), but as a special Christmas present to our former students and friends, the special price for this amazing offer is only $35.00 for either bundle! Get 24 hours of CE for the average cost of one CE course. To take advantage of this limited-time offer, please choose your package below and register now! This special price is only scheduled to last until January 1, but your courses will be available in this package for two years from registration. Grab your CE today at this rock-bottom price while it lasts, and start your learning adventure!
INSCE001 Life Insurance and It's Uses Today (14 hours)
Unit one addresses the function of life insurance in contemporary America, the present composition of the insurance industry, and the insurance contract as it relates to the law. Unit two explores traditional and contemporary insurance contracts, with a detailed discussion of the elements of the insurance contract, and then identifies ways insurance companies enhance contracts. Unit three provides a discussion on benefit distribution designations and options, contract pricing and ratings, taxation of premiums, benefits and benefit options, and risk selection and types of receipts. Unit four covers the characteristics of group life insurance, the role of social security in contemporary society, planning for a "ripe old age," and analyzing the insurance needs for individual and business.
INSCE013 - Medicare Today (2 hours)
This class will inform the Agent on all aspects of the U.S. Medicare Program. After completion, the Agent will able to help his/her clients make decisions regarding their Medicare decisions. Topics include a history of Medicare, who is eligible, the different parts of Medicare, plan choices, covered services, participant costs, inpatient, outpatient and doctor's services, Medicare Advantage Plans, Prescription Drug coverage, MediGap polices, and more.
INSCE017 - Senior Suitability - Annuity and Life Insurance Transactions for Seniors (3 hours)
Insurance companies and Agents have responsibilities to the Senior consumers to make sure their recommendations are suitable. The Florida Legislature passed a law addressing the issue of annuity fraud and strengthening penalties against Agents who use predatory sales practices: Florida Statute 627.4554. Topics include Purpose, Definitions, Products, Ethical Considerations, Duties of Insurer and Insurance Agent, Education Requirements, Terms, Bookkeeping and Penalties. The different types of annuities offered for sale by most insurance agents are discussed. Four case studies are also included.
INSCE018 - 5hr Law and Ethics Update - Life and Health (5 hours)
This class satisfies the new State requirement that Agents complete a 5-hour update course every 2 years, which is specific to the license held by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, industry trends, and suitability of insurance products. This 2-15 license online course is divided into 4 areas of study, including Regulatory Awareness, Insurance Laws and Updates, Ethical Requirements and Disciplinary and Industry Trends) with four multiple-choice Unit Quizzes and one Final Exam.
INSCE008 - Hurricanes and Their Impact on Insurance (2 hours)
The course will present a review of hurricane characteristics and forecasting, emphasizing policies insuring hurricane losses, coverage questions and underwriting changes since Hurricane Andrew of 1992. In addition, types of insurance policies, the impact of hurricanes on the insurance industry will be discussed.
INSCE010 Flood Insurance and the National Flood Insurance Program (3 hours)
The National Flood Insurance Program (NFIP) was established in 1968 by the National Flood Insurance Act to provide property owners with the opportunity to purchase insurance protection for flood losses and to encourage communities to implement and enforce measures to reduce future flood risks in special flood hazard areas.
This course fulfils the recent FEMA regulations regarding anyone selling flood insurance under the National Flood Insurance Program (NFIP). Under these requirements, any Property and Casualty or General Lines agent who may sell a flood insurance policy are required to complete a one-time course related to NFIP.
INSCE011 Premium Discounts Mitigation Options (2 hours)
The Florida Legislature enacted a law requiring all residential property insurance companies to file with the Office of Insurance Regulation a range of premium discounts they propose to offer. Insurance companies issuing new homeowners' insurance policies, or the first renewal of a homeowner's insurance policy, must let policyholders know they can get discounts if they strengthen their homes against hurricane damage.
INSCE021 - Property and Casualty Insurance - Personal Lines (6 hours)
This course is designed as a continuing education course related to Personal Lines insurance. It provides 6 continuing education credit hours and is approved for agents and claims adjusters (not including public adjusters) holding the general lines license or the property and casualty license. Topics include: insurance terms and concepts, insurance contracts, automobile insurance, homeowners insurance, dwelling property insurance and flood insurance.
INSCE022 - Property and Casualty Insurance - Commercial Lines (6 hours)
This course is designed as a continuing education course related to commercial insurance. It provides 6 continuing education credit hours and is approved for agents and claims adjusters (not including public adjusters) holding the general lines license or the property and casualty license. The course covers the following 9 topics: Commercial Automobile Insurance, The Commercial Property Policy, The Business Owners' Policy (BOP), Loss of Business Income Insurance, Boiler and Machinery (B&M) Insurance, Crime Insurance, Liability Insurance, Transportation Insurance, and Surety Bonds.
INSCE020 - 5hr Law and Ethics Update - Property and Casualty (5 hours)
This class satisfies the new requirement that Agents complete a 5-hour update course every 2 years, which is specific to the license held by the licensee and covers Regulatory Awareness, Insurance Contracts, Federal and Florida Primary Insurance Regulations, and Ethics.