Life Health and Variable Annuities Pre-Licensing Course(Certificate)

This course is offered as an OnLine guided pre-licensing course. It has been designed using a comprehensive course outline.

Study from wherever you have access to the Internet. Using your username and password (issued by OLT) you can log on from any computer any where.

Study at your own pace - when you want. Our course is available 24 hours a day, seven days a week, 365 days of the year.

Guided - structured learning. Unlike studying on your own, or listening to a lecture - or worse - someone reading to your from a book, this course guides you through each block of knowledge in an interactive structured manner.

Comparing the online course to the classroom course, both have a comprehensive end of course examination. The OnLine class average is 92.37%. The in the classroom based class average is 81%. OLT BELIEVES YOU WILL ENJOY SIMILAR RESULTS.

Florida 60hr Health and Life (including Annuities and Variable Contracts) Pre-Licensing Course

Syllabus


 
Course Information
Course Title
Florida 60hr Health and Life (including Annuities and Variable Contracts) Pre-Licensing Course (2-15 License)
Course Number
INS003FL60
Course Description

No classroom Required! This course is designed to prepare a student to become a 2-15 Health and Life agent without the loss of production income and time. Work at your own pace with your instructor available via e-mail or online in the virtual classroom. Upon successful completion of this course, you will be eligible to sit for the state examination. This course is designed and taught to comply with the State requirements for the Health and Life (including Annuities and Variable Contracts) Agents (2-15) State examination. (This license and course used to be called Life, Health and Variable Annuities).

Life Insurance Topics covered include: Types of Life Policies, Life Policy Riders, Provisions, Options and Exclusions, Completing the Life Application, Underwriting, and Delivering the Policy, Taxes, Retirement, and Other Life Insurance Concepts.

Health Insurance Topics covered include: Types of Health Policies, Health Policy Provisions, Clauses and Riders, Social Insurance, Other Health Insurance Concepts, and Field Underwriting Procedures.

Florida Statutes, Rules & Regulations covered include: Florida Statutes, Rules, and Regulations Common to All Lines, Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products, and Florida Statutes, Rules, and Regulations Pertinent to Health Insurance.

Location
Completely Online
Available
24/7
Course Length
3 months, 90 days (extensions available at providers discretion)

Prerequisite(s)

Required Textbook

None
To review the 2-15 licensing requirements, please click here
To purchase the Current Edition of the Florida Life, Health and Variable Annuities Study Manual, please click here
(29th Edition for 2015 Exams, 30th Edition for 2016 Exams, etc.)

Course Goals
The Goal is to complete the required Pre-licensing course with the minimum hassle, preparing the student to pass the Florida 2-15 exam, and give a solid foundation for becoming a successful Health and Life (including Annuities and Variable Contracts) (2-15) Agent.
Course Outline
Title

Lessons

Hours

UNIT 1 - General Principles of Life & Health Insurance
 
 
Purpose of Life & Health Insurance
1
1

The Insurance Industry

2
2

Law and the Insurance Contract

3
2

Licensure, Ethics and the Insurance Producer

4
4

UNIT 2 - Principles of Life Insurance

 
 

Life Insurance Policies

5
4

Life Insurance Policy Provisions and Options/Riders

6
3

Life Insurance Beneficiaries

7
1

Life Insurance Premiums and Proceeds

8
2

Life Insurance Underwriting and Policy Issue

9
2

Group Life Insurance

10
1

Annuities

11
2

Social Security

12
1

Retirement Plans

13
2

Uses of Life Insurance

14
1

Life Final Exam

 
 
UNIT 3 - Principles of Health Insurance
 
 
Introduction to Health Insurance
15
1
Health Insurance Providers
16
1
Medical Expense Insurers
17
2
Disability Income Insurance
18
1
Accidental Death and Dismemberment Insurance
19
1
Government Health Insurance Programs
20
1
Private Insurance Plans for Seniors
21
2
Health Insurance Policy Provisions
22
2
Health Insurance Underwriting and Premiums
23
2
Group Health Insurance
24
2
Uses of Health Insurance
25
1

Health Final Exam

 
 

UNIT 4 - Florida-Specific Laws and Rules

 
 

Florida Laws and Rules Pertinent of Life and Health Insurance

26
3

Florida Laws and Rules Pertinent to Life Insurance

27
2
Florida Laws and Rules Pertinent to Variable Contracts
28
2
Florida Laws and Rules Pertinent to Health Insurance
29
7
Florida Laws and Rules Pertinent to Health Maintenance Organizations
30
2
Florida-Specifics Final Exam
 
 

Cummulative Course Final Exam

 
 

COURSE TOTAL HOURS

 
60 hours
Instructor Information
Name
Jerry Bateman, CLU, ChFC, LUTCF
Office location
2669 Forest Hill Blvd, Ste. 207, West Palm Beach, FL 33406
Office hours
Call for an Appointment
Phone
561-283-0333 or toll free 866-357-0841
Biography
Jerry E. Bateman, CLU, ChFC, LUTCF has been active in the insurance and financial services industry since 1976. During this time, he has attained the Chartered Financial Consultant (ChFC) and the Chartered Life Underwriter (CLU) designations, both conferred by the American College, and the Life Underwriter Training Council Fellow (LUTCF) designation through the Life Underwriter Training Council. Additionally, he attained a Bachelor of Electrical Engineering from Auburn University in 1972.

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Insurance Pre-licensing and Continuing Education from OLT
OnLine Training, Inc.
2669 Forest Hill Blvd. St. 207, West Palm Beach, FL 33406
Toll free 866-357-0841 (Local 561-283-0333)