What must a homeowner or dwelling owner certify in order to be eligible for coverage with Citizens?
Choose one answer.
a. All of the answers are correct
b. The homeowner must not have received an offer that is less than 15% higher than Citizens
c. The owner is unable to obtain a mortgage unless coverage is written by the Citizens
d. The property to be insured is not vacant or in a state of disrepair.

I choose answer A.

The online course is saying answer B.

which is correct.

thanks

salman