OLT-Breakroom: Question on Chapter 23 Quiz

I noticed a discrepancy in the online quiz and study manual.

Study manual states: Occupation has a direct bearing on both the probability of disability and the average severity of disability. So, in the quiz, I picked Severity. Per the quiz answer, it picked Length which I think is the same as Longevity.

Is the quiz answer incorrect?

Occupation is a very important factor in underwriting health insurance. It has a direct bearing on the probability of disability. The other consideration is the average _______ of disability.

Select one:

A. Length

B. Longevity

C. Severity Incorrect

D. Cost

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The correct answer is: Length

Hey Marie,

Please advise the page number in the study manual for the statement: Occupation has a direct bearing on both the probability of disability and the average severity of disability. I am somehow overlooking it. Thank you.

Jerry

Hey Marie,

If the manual says severity then go with severity. Obviously, the severity of a disability will have an impact on the length of the disability. I hope this helps.

Kindest regards,

Jerry Bateman

Hey Marie,

Please let me know the page in the manual where you found the statement that you referenced. Thank you.

Jerry

Life, Health, and Variable Annuities

Question on Chapter 23 Quiz - Occupation Risk factor

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