Jan: first of all, THANKS for all the feedback , your help was useful to me. what I have experimented already is that everyday is different with each customer and each situation unique, one thing i could share is that even though there is a standard manual, each company works with their own standards: for example: I learned that in an Allstate policy you can add up to 10 cars . while in an state farm policy by the other hand, you add only 1 car per policy. this last information I listened from an state farm agent but I am not really sure of accuracy.

I started from the bottom which is customer service, to start getting experience . And since i did not had previous experience on the industry they offer me $30,000 to start + commision but the commision depends on how each agency works. I can tell from the month i have been working already it is very overwhelming at the beginning since it is a huge amount of information in so little time and you have to pass a 6 day allstate university training to learn their guidelines and the way they work before getting appointed with them. But with some experience you can increase your salary considerably. A friend of mine has been with allstate for 6 years and she is making between 60 to 70000 in salary.