In the Worker's Compensation section (Specifically Disability) there is a section in the online course on "Wage Loss":
"Wage-loss" benefits are called "supplemental benefits" in Florida statute. These benefits are payable if the injured employees sufferers a loss in wages due to the disability. For as long as earnings are impaired, the employee receives 80 percent of the difference between 80 percent of the pre-injury less post-injury monthly earnings for up to 104 weeks from the date of the injury, subject to a maximum of 66 2/3 percent of the employee's monthly wage at the time of injury.
I can't find any information on this in the actual text, I was wondering if I missed it (and if someone could tell me where to find it) or if it was extra information for our knowledge that we won't necessarily be tested on since it's not in the manual.
Thank you!!
Rachel,
The online course does not follow the text exactly. The paragraph you referenced is not incorrect. Most of the contents of this paragraph are spread throughout text in the state manual.
You should know that "wage loss" in all areas of insurance is considered a supplemental benefit. Wage loss is economic loss and can be recovered through insurance. In Workers Compensation, wage loss is considered the difference between post-injury wages and pre-injury wages and the amount paid for disability is determined by calculating the "average weekly wage" of the employee at the time of the injury, subject to a maximum of 66 2/3% at the time of the injury. This paragraph speaks to how the average weekly wage is calculated.
Jan