Question on a Question
by Jonathan Ricca -
Joe wants to try out his new SUV so he takes his friend Ted on a road trip. While they are in Georgia they are involved in a not at fault accident and both Joe and Ted are injured. Joe carries basic PIP and $1000 Med Pay. He has $4000 in medical bills and Ted has $6000 in medical bills. How much will Joe’s PAP pay in PIP and Med Pay?
Choose one answer.
| A. $10,000 |
||
| B. $5,000 |
||
| C. $9,800 |
||
| D. $5,200 |
Can somebody please explain this?
Re: Question on a Question
by Stephanie Tirado - Oh wow I totally got this one wrong I thought it was A. PleSe explain this to me as well
Re: Question on a Question
by Jan Bradburn- - Joe's PIP will pay $4000 X80% = $3200 and his Med Pay will pay the remainder, $800. Ted cannot use Joe's PIP (because you can only use your own PIP coverage) and he cannot use his PIP coverage because he is out-of-state in an unowned vehicle. But Ted is eligible to use Joe's Med Pay so he will also have $1000 toward his medical expense.
Joe = $3200 + $800 = $4000 (total cost of his medical expense)
Ted = $1000
Total = $5000