2-15 Health & Life (including Annuities and Variable Contracts) Pre-licensing Course

This Florida Health & Life pre-licensing course covers the three major areas of Life Insurance, Health Insurance, and Florida Statutes, Rules and Regulations.

The Health & Life license is typically held by an individual representing an insurer as to life insurance and annuity contracts, including agents appointed to transact life insurance, fixed-dollar annuity contracts, or variable contracts by the same insurer. Annuity contracts, including, but not limited to, fixed or variable annuity contracts; the granting of endowment benefits, additional benefits in event of death or dismemberment by accident or accidental means, additional benefits in event of the insured’s disability; and optional modes of settlement of proceeds of life insurance. Representing a health maintenance organization or, as to health insurance only, an insurer transacting health insurance; insurance against loss through sickness or accidental bodily injury.

No Classroom Required. The entire course is available online, including the final exam, from anywhere you have access to the internet. This course is designed to prepare a student to become a licensed insurance Health and Life agent without the loss of production income and time. Work at your own pace with your instructor available by email, posts in the forum, Moodle messaging or by telephone. It is designed and taught to comply with the State requirements for the Health and Life Agents State examination.

Required Text: Florida Health and Life (including Annuities and Variable Contracts) Study Manual
Course Provider: OnLine Training Institute
FLDFS Provider #: 366468
Course Approval #: 94549
# of Hours Approved: 60
OLT Course Number: INS003FL60


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Insurance Pre-licensing Courses from OnLine Training

OnLine Training Institute (OLT) is pleased to offer Florida state-approved insurance pre-licensing courses completely online including the final exam. Work at your own pace with your instructor available by email, posts in the forum, Moodle messaging or by telephone. Our courses are designed and taught to comply with the Florida Department of Financial Services' requirements for pre-licensing insurance courses. Upon enrolling, you will be notified of course procedures by email from register@oltraining.com within one business day after receipt of registration. Upon successful completion of the course, you will be eligible to sit for the state examination (state exam must be taken at a PearsonVue site). Once you successfully complete the course and submit your Course Completion Affidavit/Grade Submittal Form within the course, OnLine Training will receive your grades, notify the State of your course completion, and email you your Certificate of Completion.

Why Choose Courses from OnLine Training?

Courses from OnLine Training use a proven instructional methodology that ensures learning through research-based pedagogy that gives you small doses of information and then asks you a question on that material that you must answer. This process keeps you engaged in the learning process and helps you drill the concepts with many questions throughout the course - on almost every lesson page, with quizzes at the end of each unit, and a Final Exam that you must pass with a 70% or higher. Lessons and quizzes may be repeated as many times as desired to improve your learning, the highest quiz grade is always kept for your records (lesson scores are not counted in the final grade score). OLT pre-licensing courses allow you to take the final exam a second time, if you do not pass it the first time or desire a higher score. With this many questions built in to the course, many students find that they do not need to purchase additional practice exams, cram courses or exam generator courses. However, if you desire further practice exams and drills to feel confident taking your state exam, OnLine Training provides some of those as well.

Learn to excel in the insurance industry with OLT's premier online courses! These courses are designed to assist individuals interested in entering and persisting in the insurance profession. OnLine Training strives to provide high quality online insurance courses and other online training courses at an affordable price. OLT treats each student individually while providing a quality insurance education available online 24 hours a day 7 days a week to professionals and businesses.

Our Pre-licensing students gain an accurate understanding of insurance theory and practice along with a thorough knowledge of state laws and rules. While we have a goal of preparing you adequately for the State Exam, we have a higher goal of educating you thoroughly to make you successful in your chosen career for life. Let us help you reach your ultimate goal of obtaining and maintaining your insurance license! Join OnLine Training today to begin or continue your career in insurance!


For a full list of courses, complete course descriptions, and the ability to enroll in any course, please go to one of the following pages, and get started on the path to success!

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