1. "The insured has a PAP with single liability of $50,000. The following loss occurs: $37,000-BI pedestrian; $3,000-Display window; $10,000-Sports car; $1,500-Legal defense. How much would his policy pay for the loss?"
In this question- PAPs single liability limit covered everything except the legal defense.. so what covered the legal defense?

2. When Med bills are $16,000 and the PIP deductible is $1,000, would the tort claim be the difference? The answer is $6,000..