I need an explanation for the answer of $9600 to question number 19 in the end-of-manual exam.
It concerns Sally and Becky in an accident in state with separate medical bills and both having Pip and Medical Payments coverage?
Thank you
the answer is 12,000-250 (basic deductible)=11,750
11,750 x 80%=9,400
The question is only for the PIP payment .
The question is only asking how much PIP Sally will collect. Sally and Beckie are in Beckie's car, but each girl will use her own PIP (because PIP follows the person). The information about Med Pay and UM is excess information that is not needed to answer the question. The state is notorious for giving extra info!
Sally has $12,000 in medical bills - 12,000X80% = $9600.