Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to determine what’s covered and what’s not.  Insurance Agents and CSRs also benefit from knowing how to navigate the contract to know when additional policies or endorsements are needed to protect their customers' financial interests.  This course explores these helpful concepts.

  • What the homeowners’ policy is designed to cover and why
  • How to navigate the policy contract to find exclusions and limitations
  • Some of the ways excluded coverage may be provided elsewhere in another policy or endorsement
  • Check your understanding with claims scenario case studies

We all know that the specific details and events surrounding a claim are essential to determining whether a claim is covered or denied.  For the purposes of this course, we will apply the standard policy language found in the ISO Homeowner Policy HO-3 to some customer scenarios to illustrate how coverage is applied and exclusions and limitations are considered. 

This course is approved by the Florida Department of Financial Services for insurance continuing education credit (general elective) for ALL insurance agents and adjusters, and is specifically approved for 3-20 Public Adjusters. If you are an insurance agent or 6-20 All-Lines adjuster, you will receive 3hrs of general elective CE credit. If you are a Public Adjuster, this course has specifically been approved for you (CE 3-20c - Public Adjuster Optional). No classroom attendance required.

Course Approval #: 118492
FLDFS Provider #: 366468
Course Provider: OnLine Training, Inc.

Provider Info
Course Approval # 118492
Course Info
License Type all licenses (including 3-20)
Course Length 3 hours
Extension Availability Yes, a 30-day extension, for a $49.00 charge, may be requested a maximum of three times and should be requested BEFORE the course expires.
Author/Instructor Milana Theilen
Course Availability Florida

Write a review

Note: HTML is not translated!
    Bad           Good

Florida: 3 hr All Licenses CE - Homeowners Insurance - What's Covered, What's Not? (INSCE039FL3)

  • Instructor: Thielen, Milana
  • Product Code: INSCE039FL3
  • Availability: In Stock
  • $27.00

  • Incl. Tax: $27.00

Student Info

Please enter information for a single student (email must be unique to the student)


Related Products

Florida: 6hr CE Property and Casualty - Personal Lines (INSCE021FL6)

Florida: 6hr CE Property and Casualty - Personal Lines (INSCE021FL6)

This course is designed as a continuing education course related to personal lines insurance. There are 6 units or topics to be covered which include: insurance terms and concepts, insurance contracts..

$29.00 Incl. Tax: $29.00

Florida - PROPERTY AND CASUALTY INSURANCE CE (INSCE026FL14)

Florida - PROPERTY AND CASUALTY INSURANCE CE (INSCE026FL14)

This course is designed as a continuing education course related to general lines insurance. This course is designed as a continuing education elective course for Agents, Customer Representatives and ..

$44.00 Incl. Tax: $44.00

Florida: 7 hr CE -Health Insurance Policies and Provisions (INSCE034FL7)

Florida: 7 hr CE -Health Insurance Policies and Provisions (INSCE034FL7)

This course is designed as a continuing education course especially beneficial for 2-15 and 2-40 licensed agents, but may be taken by all agents and adjusters (other than 3-20 public adjusters). Unit ..

$34.00 Incl. Tax: $34.00

Florida: 5hr Law & Ethics Update Plus - 6-20 All-Lines Adjusters (5-620) CE Course (9 hrs credit) (INSCE024FL9g)

Florida: 5hr Law & Ethics Update Plus - 6-20 All-Lines Adjusters (5-620) CE Course (9 hrs credit) (INSCE024FL9g)

This class satisfies the requirement that Adjusters complete a Law and Ethics Update course every 2 years, which is specific to the license held by the licensee, and covers Regulatory awareness, Licen..

$44.00 Incl. Tax: $44.00

Florida: 5hr Law & Ethics Update Plus - 3-20 Public Adjusters  (5-320) CE Course (7 hrs credit) (INSCE025FL7g)

Florida: 5hr Law & Ethics Update Plus - 3-20 Public Adjusters (5-320) CE Course (7 hrs credit) (INSCE025FL7g)

This class satisfies the requirement that Public Adjusters complete a Law and Ethics Update course specifically approved for Public Adjusters every 2 years, which is specific to the license held by th..

$44.00 Incl. Tax: $44.00

Tags: Property & Casualty Insurance, Property & Casualty Insurance Continuing Education, adjusters, P&C, Continuing Ed Course on homeowners insurance, Florida, FL

PayPal Acceptance Mark