Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to determine what’s covered and what’s not.  Insurance Agents and CSRs also benefit from knowing how to navigate the contract to know when additional policies or endorsements are needed to protect their customers' financial interests.  This course explores these helpful concepts.

  • What the homeowners’ policy is designed to cover and why
  • How to navigate the policy contract to find exclusions and limitations
  • Some of the ways excluded coverage may be provided elsewhere in another policy or endorsement
  • Check your understanding with claims scenario case studies

We all know that the specific details and events surrounding a claim are essential to determining whether a claim is covered or denied.  For the purposes of this course, we will apply the standard policy language found in the ISO Homeowner Policy HO-3 to some customer scenarios to illustrate how coverage is applied and exclusions and limitations are considered. 

This course is approved by the Florida Department of Financial Services for insurance continuing education credit (general elective), and is specifically approved for 3-20 Public Adjusters (CE 3-20c - Public Adjuster Optional). This course is also available to all adjusters and agents as a general elective course. No classroom attendance required.

Course Approval #: 118492
FLDFS Provider #: 366468
Course Provider: OnLine Training, Inc.

Provider Info
Course Approval # 118492
Course Info
License Type 3-20 Public Adjusters (and available to all adjusters and agents as a general elective course)
Course Length 3 hours
Extension Availability Yes, a 30-day extension, for a $49.00 charge, may be requested a maximum of three times and should be requested BEFORE the course expires.
Author/Instructor Milana Theilen
Course Availability Florida

Write a review

Note: HTML is not translated!
    Bad           Good

3 hr Public Adjuster CE (3-20) - Homeowners Insurance - What's Covered, What's Not? (INSCE039FL3)


  • Price: $27.00

  • Incl. Tax: $27.00

Student Info: for each student

Related Products

 PROPERTY AND CASUALTY INSURANCE CE (INSCE026FL14)

PROPERTY AND CASUALTY INSURANCE CE (INSCE026FL14)

This course is designed as a continuing education course related to general lines insurance. This co..

$44.00 Incl. Tax: $44.00

 2 hr All Licenses CE - COVID-19, Insurance, and Claims (INSCE038FL2)

2 hr All Licenses CE - COVID-19, Insurance, and Claims (INSCE038FL2)

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legis..

$27.00 Incl. Tax: $27.00

 2 hr Public Adjuster CE (3-20) - COVID-19, Insurance, and Claims (INSCE038FL2)

2 hr Public Adjuster CE (3-20) - COVID-19, Insurance, and Claims (INSCE038FL2)

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legislat..

$27.00 Incl. Tax: $27.00

 3 hr All Licenses CE - Homeowners Insurance - What's Covered, What's Not? (INSCE039FL3)

3 hr All Licenses CE - Homeowners Insurance - What's Covered, What's Not? (INSCE039FL3)

Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to..

$27.00 Incl. Tax: $27.00

  24 hr CE - 3-20 Adjuster CE Bundle for Newer Public Adjusters (INSCEB015FL25)

24 hr CE - 3-20 Adjuster CE Bundle for Newer Public Adjusters (INSCEB015FL25)

We are pleased to announce our new bundle package of 25 hours of 3-20 Public Adjusters Continuing Ed..

$47.00 Incl. Tax: $47.00

Tags: Property & Casualty Insurance, Property & Casualty Insurance Continuing Education, adjusters, P&C, Continuing Ed Course on homeowners insurance, Florida, FL