1) 3.2f no fault/out of state online quiz question

*If the accident occurs outside the state of Florida, the insured is covered for PIP only while in the insured vehicle or a vehicle owned by a resident relative, both of whom are required to have PIP coverage. Members of the household are covered for PIP only while in the insured vehicle.*

Q:  What will happen if that resident relative does not have PIP?  What are they implying?

2)  *Cooperative Apartment* 

Q: What is this?

3) text p.60 Eligibility Requirements - 2nd to last paragraph

Q:  What is a "life estate arrangement?"

4) text p.62 Coverage B

Q: What does "...private garage purposes." mean?

Thank you!