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The March 1st Mandate: How the 2026 FinCEN Rule Redefines Real Estate Closing Why Florida real estate agents, brokers, and closing professionals cannot ignore the new reporting rules for all-cash and non‑financed deals. On March 1, 2026, the Financial Crimes Enforcement Network (FinCEN) will begin enforcing its nationwide Residential Real Estate Rule, marking one of the biggest compliance shifts in mo..

If you are starting your claims career in Florida, you will see two license types come up again and again: the 6-20 All-Lines Adjuster license and the 3-20 Public Adjuster license. Understanding how these licenses are different will help you choose the right path and avoid wasting time or money on a license you do not actually need. Do I Need a 3-20 License to Work as a New 6-20 ACA Adjuster? No. You do not need a 3-20 li..

5 Reasons to Start Your Insurance Career with a 4-40 License TL;DR; The Florida 4-40 Resident Customer Representative license is a fast, low-stress, and flexible way to enter the insurance industry, with no state exam, fully online training, strong job demand, and a built-in path to higher licenses. Changing careers can feel like standing on the edge of a diving board, looking down at the water and hesitating t..

TL;DR; Stay compliant with Florida CE rules and protect your license with streamlined, text‑based online courses you can complete from anywhere, any time. Our Florida‑approved CE bundles are built to match state requirements by license type, experience level, and renewal cycle, so you can meet every rule in one place and move on with your business. What Florida Insurance Professionals Must Do Florida resident major lines agents ..

From Zero to Licensed: 90‑Day Study Roadmap for Busy Florida Insurance Students If you are working full time, juggling family responsibilities, and still trying to earn your Florida insurance license, you are not alone. With the right plan and the right online courses, you can go from zero to licensed in about 90 days without burning out. Why a 90‑Day Plan Works for Busy Adults Florida insurance pre‑lice..

Step-by-Step: How to Choose the Best Florida Insurance Pre-Licensing Course Online Getting your Florida insurance license starts with one big decision: which pre-licensing course you trust to get you exam-ready on the first try. This step-by-step guide will walk you through what to look for in a Florida-approved online course—format, teaching style, support, and outcomes—so you can move from “thi..

Florida 2‑20 vs 4‑40: Which License Is Right for Your Insurance Career? Quick overview: The 2‑20 General Lines Agent license gives you full producer authority and the ability to open an agency, while the 4‑40 Customer Representative license is designed for supervised, service‑focused roles inside an agency. What is a Florida 2‑20 General Lines Agent License? The Florida 2‑20 license is the broadest property‑casu..

2026 Cyber Insurance Trends: The “Soft” Market Paradox & The AI Exclusion Trap Audience: Insurance agents, brokers, and risk managers looking to protect clients in a rapidly changing cyber risk environment. As 2026 gets underway, cyber insurance is sending mixed signals to agents and business owners. On one hand, the market feels soft: capacity is plentiful, competition is intense, and many insureds ..

Do I Need the 6-20 License or the All-Lines License? Do I need the 6-20 license or the All-Lines license? That question trips up a lot of future adjusters, especially when they start comparing resident and non-resident options online. The truth is that in Florida, the 6-20 Resident All-Lines Adjuster license is your resident “all-lines” license, and you can earn it faster with the right designation course that includes a built-in state exam e..

OnLine Training Institute (OLT) is honored to be featured in The Leader Report’s article on how OLT is shaping the future of insurance and real estate education in Florida, highlighting our commitment to accessible, high‑quality online learning for current and aspiring professionals across the state. What The Leader Report Highlighted The feature showcases how OLT’s fully online, text‑based courses help Florida student..

The Great Housing Reset: Seizing the Momentum of January 2026 January 2026 is shaping up as a turning point for the housing market, with existing-home sales rising, mortgage rates stabilizing, and inventory unlocking new opportunities for buyers, sellers, and real estate professionals alike. This article explains what is changing in the market, why the shift is happening, and how to position your clients—and your business—to grow ..

Employers in Florida have asked what happens when a brand‑new 4-40 Customer Representative or other Insurance License candidate finishes the required course but does not yet have a Social Security number (SSN). This situation is common with newly arrived legal immigrants and workers in the process of securing federal documentation, so it is important to understand what the Florida Department of Financial Services (DFS) will and will no..