Find the Right Florida Insurance License for You
| Career Goal | License Type | Required Course | Course Description | Starting Wage | Average Wage |
|---|---|---|---|---|---|
| Property and Casualty area | Entry level jobs | ||||
| I want to sell property and casualty, but under supervision (customer service or limited agent). {Supports licensed agents by handling quotes, client questions, and renewals.} |
Property & Casualty (4-40) | 4-40 Customer Representative License (60 hours) | Designation course - complete online and skip the state exam. | $32k–$38k | $46k–$53k |
| I want to sell personal lines like home, renters, and auto — but not commercial insurance. {Authorizes the sale of personal property and casualty lines, excluding commercial policies.} | Personal Lines (20-44) | 20-44 Personal Lines Agent Pre-Licensing Course (60 hours) | Pre-licensing course - complete online, then pass the state exam before applying for a license. | $34k–$40k | $52k–$60k |
| After you earn one of the licenses above and have worked for 1 year, you can take the conversion course and then advance to a 2-20 license. Check the conversion course for more details | 40 hr 2-20 Conversion Course | ||||
| I want to sell auto, homeowners, or business insurance. | Property & Casualty (2-20) | 2-20 General Lines Agent Pre-Licensing (200 hours) | Authorizes sale of property and casualty lines including auto, home, commercial, and liability and health (check the course link for a complete list) | $38k–$45k | $62k–$75k |
| I plan to manage insurance operations or supervise other representatives. | Management / Supervisory | 2-20 General Lines Agent License (200 hours) | Needed to operate an agency independently or supervise licensed representatives. | $55k–$70k | $85k–$105k |
| I want to investigate and settle property or casualty claims. | All-Lines Adjuster (6-20) | 6-20 All-Lines Adjuster Pre-Licensing Course (40 hours) | Qualifies you to handle claims involving property, casualty, and worker’s compensation across Florida. | $42k–$50k | $60k–$75k |
| Life and Health Insurance Careers | |||||
| I want to sell life insurance only. | Life (2-14) | 2-14 Life Agent Pre-Licensing (40 hours) | Focuses on life insurance and annuity products. | $35k–$42k | $58k–$70k |
| I want to sell health insurance only. | Health (2-40) | 2-40 Health Agent Pre-Licensing (40 hours) | Allows sale of health and disability policies for individuals and groups. | $37k–$45k | $59k–$68k |
| I want to sell both life and health insurance. | Life & Health (2-15) | 2-15 Life, Health, & Variable Annuities (60 hours) | Comprehensive license to sell combined life, health, and annuity products. | $40k–$48k | $65k–$78k |