A 40-Hour Self-Paced Path to Your Florida 6-20 Adjuster License
Think you don't have time to become a Florida insurance adjuster? Think again. Thanks to Florida's self-paced licensing options, you can complete your required education online without putting your career or family life on hold.
The INS013FL40 Accredited Claims Adjuster (ACA) Course allows aspiring adjusters to complete Florida's 40-hour education requirement on their own schedule while preparing for a rewarding career in the insurance industry.
What Is the Florida 6-20 All-Lines Adjuster License?
The Florida 6-20 Resident All-Lines Adjuster License allows qualified professionals to investigate, evaluate, negotiate, and settle insurance claims on behalf of insurance companies.
This versatile license can lead to careers as:
- Company (Staff) Adjuster
- Independent Adjuster
- Catastrophe (CAT) Adjuster
- Public Adjuster Apprentice
Because it covers multiple types of insurance claims, it offers outstanding flexibility and long-term career opportunities.
Florida's 40-Hour Education Requirement
Florida requires adjusters to demonstrate a solid understanding of insurance policies, claims handling, ethics, and state regulations before becoming licensed.
One of the most popular ways to satisfy this requirement is by completing the 40-hour Accredited Claims Adjuster (ACA) Course (INS013FL40).
Upon successful completion through an accredited Florida college partner, eligible students receive the ACA designation, which may qualify them for an exemption from Florida's state licensing examination for the 6-20 license, provided all other licensing requirements are met.
Study on Your Schedule
One of the biggest advantages of the INS013FL40 course is flexibility.
Because the course is completely online and self-paced, you choose:
- When to study
- Where to study
- How quickly to complete the course
Whether you prefer studying early in the morning, late at night, or during lunch breaks, the course fits around your schedule instead of requiring you to fit around a classroom.
What You'll Learn During the 40 Hours
The curriculum is divided into manageable learning units covering topics such as:
- Insurance contracts
- Property and casualty insurance
- Claims adjusting fundamentals
- Florida insurance laws
- Florida Financial Responsibility Law
- Florida No-Fault Law
- Personal and commercial auto insurance
- Homeowners insurance
- Commercial property insurance
- General liability
- Workers' compensation
- Crime insurance
- Surety bonds
- Inland and ocean marine
- Aviation and boiler & machinery
- Health insurance
- Professional ethics
- Negotiation and communication
- Duties of the Florida Department of Financial Services
Each unit includes review materials and quizzes that reinforce learning before you move on to the next section.
Built for Busy Adults
Many students taking the ACA course are:
- Working full-time
- Changing careers
- Military veterans
- Parents with busy family schedules
- Recent college graduates
- Professionals seeking additional income opportunities
Because the course is self-paced, you can choose the study schedule that works best for you.
Example Study Plans
- 5 hours per week — Finish in approximately 8 weeks
- 10 hours per week — Finish in approximately 4 weeks
- 1–2 hours per day — Make steady progress while balancing work and family responsibilities
Why Self-Paced Learning Works
Insurance adjusting involves reading policies, interpreting coverage, documenting claims, and communicating clearly with policyholders.
The structured, text-based format of the ACA course develops the same analytical and communication skills you'll use every day as a professional adjuster.
Rather than simply helping you pass an exam, the course prepares you to perform confidently on the job.
Your Licensing Journey
- Enroll in the INS013FL40 Accredited Claims Adjuster (ACA) Course
- Complete all course units, quizzes, and the final exam
- Receive your Accredited Claims Adjuster designation
- Submit your Florida 6-20 license application, fingerprints, and required documentation through the Florida Department of Financial Services
Many students complete the course and apply for their license within just a few months, even while working full-time.
Is This Course Right for You?
The INS013FL40 ACA Course is an excellent fit if you:
- Need flexibility around work or family
- Prefer learning at your own pace
- Want comprehensive insurance education
- Are serious about becoming a licensed Florida adjuster
- Want to build a long-term insurance career
The Bottom Line
Becoming a Florida insurance adjuster doesn't require putting your life on hold.
With the INS013FL40 Accredited Claims Adjuster (ACA) Course, you can complete Florida's required 40 hours of education entirely online, study whenever it's convenient, and prepare for a rewarding career as a licensed insurance adjuster.
Whether your goal is to become a staff adjuster, independent adjuster, CAT adjuster, or eventually a public adjuster, this flexible online course provides a convenient path toward earning your Florida 6-20 All-Lines Adjuster License.
Start Your Florida Adjuster Career Today
Enroll in OLT's Florida approved INS013FL40 Accredited Claims Adjuster (ACA) Course and take the first step toward earning your Florida 6-20 All-Lines Adjuster License.
Explore the ACA Course