How to Get Your Florida Insurance License

The Trusted Student Guide — Legal Requirements, Steps, and Success Tips

Understanding Florida’s Rules

In Florida, only state-licensed and properly appointed agents can sell, solicit, or recommend insurance policies (Florida Statute 626.112). You need to be licensed to:

  • Discuss benefits, terms, premiums, or rates of insurance policies
  • Invite someone to contract or purchase insurance
  • Give recommendations or advice on products
  • Complete insurance applications
  • Compare options, interpret coverages, or provide insurance guidance

To lawfully start your insurance career, you must be licensed by the Florida Department of Financial Services (FLDFS) and—except for agency licenses—appointed by a sponsoring company or individual.

All licenses require an appointment except for agency licenses.

Who is Eligible?

  • U.S. citizens and legal aliens with authorized work status
  • Applicants must present valid documentation with their application

Fingerprinting Requirements

Fingerprinting is mandatory for nearly every Florida insurance license. You’ll register through IdentoGO for LiveScan electronic submission. Florida residents visit a local center; out-of-state applicants can mail fingerprint cards if needed.

How to Get Licensed: 5 Simple Steps

  1. Complete an OLT Pre-Licensing or Designation Course
    Choose your state-approved course. Once you pass, we report your completion directly to FLDFS for you.
  2. Schedule Your State Exam
    Use Pearson VUE to book your exam date. (Note: 4-40 Customer Representative and 6-20 All Lines Adjuster licenses do not require this exam.)
  3. Get Fingerprinted
    Register with IdentoGO and follow instructions for electronic submission.
  4. Create Your MyProfile Account and Apply
    Go to FLDFS MyProfile to apply, answer all questions, upload documentation, and pay required fees.
  5. Watch for Email Notifications
    FLDFS will email you when you’re officially licensed. Then, login to MyProfile, print your license, and begin your insurance career!

Ready to Start? Explore OLT’s Insurance Pre-Licensing Courses today!

Why Choose OnLine Training?

  • Florida’s trusted, state-approved course provider
  • Fast, user-friendly online classes—study from anywhere
  • Expert instructors and real student support
  • We report completions straight to the state for smooth processing
  • Thousands of successful graduates in the Florida insurance marketplace

We help you every step of the way, so you feel confident and prepared. Begin your career with OLT!