Students use our cram course in all 50 states and the District of Columbia. If you have already taken your prelicensing course, or you don't have to take one, taking this course will help you cram for your state exam.

If your state requires a prelicensing course before the state exam, that course should be started before purchasing this Pass Prep Cram Course.

To view our demo, please click here.

We designed this course to help you pass these state exams:

• Life & Health, 
• Life, Accident & Health, and
• Life, Health & Annuities.
  

We designed this course to help you study for your exam and build your confidence, thus reducing test anxiety. It uses the Redding Method (a question and answer model unique to OLT) and provides you only with the correct information. Students using this course will be well prepared to be Insurance Agents.

Topics covered in this course include:

 Principles of life and health insurance, Policies, Contracts, Options, Riders, Beneficiaries, Premiums and Proceeds, Underwriting and policy issue, Group Life, Fixed and Variable Annuities, Social Security, Retirement plans, Medical Expense Insurance, Disability Income Insurance, Accidental Death and Dismemberment Insurance, Policy Provisions, Underwriting and Premiums, Group Health, HMOs, and State Laws. Legal Concepts of the Insurance Contract, Health Insurance, Health and Accident Insurance, Disability and Medical Reimbursement, Federal Regulations.

Students have access to the course for 90 days.