20 hr CE Bundle for Experienced 2-20 or 20-44 Agents

Course Overview 
This 20-hour online CE bundle is designed for experienced Florida General Lines and Personal Lines agents (2-20 and 20-44) who have been licensed for 6 or more years and want a fast, state‑approved way to complete all required continuing education. It combines the mandatory 4-hour Law & Ethics Update with focused Property & Casualty electives so you can meet every 2‑year CE requirement in one simple registration.

What You Will Learn 
You will review flood insurance concepts, coverage needs for small businesses, surplus lines fundamentals, key homeowner policy coverages, and the evolving impact of climate change on insurance, along with your required Law & Ethics Update for Property & Casualty. All courses are 100% online and mobile‑friendly, with 45 days of access so you can study at your own pace from any device.

Courses Included in the 20-Hour Bundle
• Flood Insurance Concepts (INSCE0007FL3, 3 hours, FLDFS Approval #59082): Reviews flood program basics, eligibility, and coverage provisions.
• Insuring the Small Business (INSCE015FL3, 3 hours, #115834): Focuses on core P&C coverages, risks, and solutions for small commercial clients.
• Surplus Lines (INSCE036FL6, 6 hours, #106266): Explains surplus lines markets, regulatory framework, and when surplus lines solutions are appropriate.
• Homeowner’s Insurance – What’s Covered (INSCE039FL3, 3 hours, #118492): Clarifies key homeowner policy coverages, exclusions, and limitations.
• Climate Change and Insurance (INSCE040FL1, 1 hour, #134850): Introduces how climate change is influencing insurance risk and pricing.
• Law and Ethics Update – Property and Casualty (INSCE019FL4, 4 hours, #136475): Satisfies the required 4‑hour Law & Ethics Update for 2-20 and 20-44 licensees.

How It Works
Register online to receive instant access to all courses in the bundle—no separate enrollments needed. Work through lessons, quizzes, and final exams over the next 2 months with automatic progress tracking; once completed, you receive your certificate and your credits are reported to the Florida Department of Financial Services within 2 business days.

Eligibility, Compliance & Provider Info
This 20-hour bundle is intended for 2-20 and 20-44 agents licensed for 6 or more years; newer agents must complete 24 CE hours instead. 
The bundle is fully approved under FLDFS Provider #366468, with state approval codes listed above for clear documentation and audit readiness.