24 hr CE - 2-15, 2-14 or 2-40 Health and Life Bundle

Course Overview
This 24-hour online CE bundle gives Florida Health and Life agents (2-15, 2-14, 2-40) everything needed to complete a full renewal cycle in one convenient, state‑approved package—4 hours of Law & Ethics plus 20 hours of elective credit. It is built for agents who want a fast, flexible way to stay compliant without classroom attendance, multiple registrations, or surprise fees.

Course Overview & Focus
You will review Florida law and ethics requirements, core health insurance policy concepts, today’s healthcare environment, senior and post‑retirement planning issues, Medicare essentials, consumer‑driven health plan models, and how climate change is affecting the insurance industry. All content is delivered in an accessible, self‑paced online format so you can complete CE from any device within your 1‑month access period.

Courses Included (24 Hours Total)

• Law & Ethics Update – Health & Life (4 hrs, FLDFS Approval #136474): Satisfies the mandatory 4‑hour Law & Ethics requirement for Florida Health and Life licensees.
• Health Care Today – How We Got Here (3 hrs, #102080): Explores the evolution of the U.S. healthcare system and key forces shaping today’s environment.
• Health Insurance Policies and Provisions (7 hrs, #104714): Covers major policy types, contract provisions, and benefits important to Health and Life agents.
• Post‑Retirement Planning for Seniors (5 hrs, #99484): Focuses on retirement income, risk management, and planning needs for senior clients.
• Medicare Today (2 hrs, #73898): Reviews Medicare parts, eligibility, coverage options, and coordination with other plans.
• Consumer Driven Health Care (2 hrs, #104236): Examines HSAs, HRAs, high‑deductible plans, and the shift toward consumer‑driven models.
• Climate Change and Insurance (1 hr, #134850): Introduces the ways climate change is influencing insurance markets and risk.

How It Works
Enroll online in a few clicks and receive instant access to all courses in your bundle. Study at your own pace over 1 month, with progress tracking through lessons, quizzes, and final exams so you always know your next step. Once all courses are completed, credits are reported to the Florida Department of Financial Services within 2 business days, with all state filing fees included.

Compliance and Provider Information
This bundle satisfies the 24‑hour CE requirement every two years for Florida Health and Life agents, including the mandatory 4‑hour Law & Ethics Update. 
FLDFS Provider #366468, 
with all course approval numbers listed above for clear documentation and audit readiness.